I'm not psychic. I know what it feels like to be in your shoes. I've been there & I've got bad news.
You're wondering if there is a dealership that will approve you with your credit score. You've got credit problems & it's getting frustrating trying to get approved. The vehicle that you require you're told, isn't going to be an option because you've got bad credit. You wish you knew what you could do & even if it's possible to get approved for dealer financing with bad credit.
i have worked in secondary lending, or what most people call bad credit finance. I know the in's & out's of it. This helped me to know a way around dealer financing that helped me to easily get approved.
I found myself in a position of having bad credit. With years of experience in the automobile business, I knew that dealer financing wasn't my best option. Buy here pay here automobile lots charge outrageous amounts of money for cars, interest rates & down payments. I knew this wasn't even something that I would consider.
You see, it's easier to get approved for financing if you do not go through a automobile dealership. You can get approved through a special finance company that specializes in working with people like you & I. they base your payments on your monthly income, so you don't get in over your head. These companies on the net have a database of lenders. As different lenders have different lending standards, you'll find a lender that will work with you very quickly when you look online.
